Hello friend, Let me break it down for you in a simple way, just like I am talking to my younger sibling. Imagine you are at a party, and there’s a big bowl of jollof rice. You are hungry, but instead of taking just enough to fill your stomach, you decide to take a mountain of rice because it looks good. But guess what? You can’t finish it, and now you are either wasting food or forcing yourself to eat until you are uncomfortable. That’s exactly what happens when you rent a house that’s way above what you can afford.
Here’s why you should rent based on your capacity and not overdo yourself:
- No Stress, No Wahala: When you rent a place you can afford, you won’t have to worry about how to pay rent every year or month, depending on the rent payment flow. You will sleep well at night, no nightmares about your landlord knocking on your door for rent. But if you rent a big, expensive house just to show off, you will be stressed out trying to make ends meet. Na who stress epp? Nobody!
- Save Money for Better Things: If you rent a house that fits your budget, you will have extra money to do other important things. You can save for the future, invest in your business, or even treat yourself to small-small enjoyment. But if you are spending all your money on rent, you will be broke before the month even ends. That no be life!
- Avoid Debt: When you rent a house that’s too expensive, you might start borrowing money to pay rent or bills. Before you know it, you will be owing everyone in your village, and debt is not a good friend. It will follow you everywhere like a shadow. Better to live small now and grow big later.
- Be Realistic: Let’s be real, my guy. If your salary is 50k, you can’t be renting a house for 200k. That’s like trying to wear your daddy’s shoes when you are still small. It won’t fit, and you will just fall down. Start small, grow your money, and upgrade when you are ready.
- Peace of Mind is Priceless: Living in a house you can afford gives you peace of mind. You won’t be running up and down looking for money to pay rent or begging people for help. You will be free to focus on your goals and enjoy your life.
So, my dear, the lesson here is simple: Rent according to your capacity. Don’t let anyone pressure you into living in a house you can’t afford just to impress people. Those people won’t pay your rent for you.
Start small, live within your means, and when your money grows, you can move to that big house of your dreams.
Remember, life is like plantain—you have to roast it one slice at a time. No rush!
Stay wise, stay blessed!
